Do the PSD2 Rules apply to this transaction? Tick one of the following: (if more than one option applies, tick any one of those that apply)
The Acquirer is outside of the UK or EEA
This is an Account Verification transaction
This is a Credit transaction
This is a Mail and Telephone Order (MOTO) transaction
Transaction has a special exemption (for cardholder present transactions on specific Merchant Category Codes such as hotel and car rental merchants)
None of the above apply
PSD2 rules do not apply. The transaction will be approved (provided that there is no other reason to decline).
PSD2 rules apply. Further PSD2 checks are required. Go to PSD2 Test 2.