Disputes and Chargebacks

Payments Dispute Management

Payments Dispute Management

Your cardholders should have a means to contact you directly to raise disputes about a transaction on their account. This is typically via a call centre number printed on their card or advertised on your website.

Handling Chargebacks

A chargeback is a type of transaction dispute where a cardholder contacts their card issuer and requests their money back for an item or service purchased by using their card. The cardholder can only dispute a charge on their account and request a chargeback where they have a valid reason.

Case Filing

Mastercard case filing is a feature through which an issuer or an acquirer can raise a concern with Mastercard.

Access to Dispute Management Systems

Mastercard and Visa both provides online systems to enable acquirers and Issuers to raise and manage disputes: Visa (VROL) and Mastercard (Mastercom). Issuers have different preferences as to how they want to manage chargebacks for their Program Managers.