Appendix G: Transaction Lifecycle Fields

The following lifecycle information is available in Thredd Portal: Cards and Transaction Management for each transaction.

Column	Description
Token	Unique Thredd 9-digit token assigned to this card.
Scheme	The scheme name configured by Thredd Implementations during set up.
Product	Specific card network’s product.
Date	Date and time the transaction occurred. The time relates to Thredd time. For example, if the servers for processing Thredd transactions are in the GMT timezone, the Thredd time is GMT
Location	Location provided by the merchant.
Transaction	Type of transaction, such as authorisation, balance adjustment, presentment and auth reversal.
Status	Transaction status, such as Settled.
T Ccy	Transaction currency.
Tx Amt	Transaction amount (in the transaction currency).
Bill Amt	Bill amount (in the currency of the card).
Act Bal	Actual balance after the transaction.
Blk Amt	Blocked amount (pending payments) after the transaction.
Avl Bal	Available balance after the transaction.
F Fee	Fixed fees levied against the transaction for a specific value.
R Fee	Rate-based fee. Fees levied against the transaction based on a percentage charge.
Fx Pdg	Financial padding (to allow for currency fluctuations)
MCC Pdg	Financial padding applied to transactions in specific MCCs (typically used for hotels and rental cars where cardholders might be charged a little more than authorised for).
Process	Transaction processing code. For example, recurring fees, balance inquiry.
Orig Stan	6-digit system trace audit number (STAN) used to link the authorisation and the presentment.
Customer ref	An alphanumeric identifier unique to the cardholder which is different to the Thredd token. Your organisation can add a customer reference using the Thredd API, either using the Update Card endpoint in REST, or the Update Cardholder Details (V1) endpoint in SOAP.
Notes	Information about the transaction, such as why a decline has happened.